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Real Estate Investment
Advisory

We help W-2 professionals and business owners close the income gap — the distance between what you earn today and what you'd earn if you stopped working tomorrow — through strategic rental property acquisition in PA, NJ, OH, and DE.

Who This Is For

You're earning well.
Your money isn't.

Investment Advisory is designed for two types of clients:

W-2 Professionals
High-income earners paying significant taxes who want rental properties that generate monthly cash flow and create depreciation deductions to offset active income.
Business Owners
Entrepreneurs whose income is tied directly to their own effort who want to build a parallel income stream that works independently of their business.

The Income Gap

What would you earn if you stopped working tomorrow?

The gap between your active income and what you'd earn passively is the number we work backward from. Everything — the properties, the markets, the capital plan — is built around closing that gap on your timeline.

Start with a Discovery Call →

Service Tiers

Choose the level of
support you need.

Every client starts with a discovery call. From there, we recommend the tier that fits your current position, capital, and timeline.

01Strategy Session

A single deep-dive session to assess your income goals, available capital, and timeline. You walk away with a clear picture of what's possible and a written summary of findings.

  • 90-minute consultation (phone or video)
  • Income gap analysis — exactly how far you are from your goal
  • High-level acquisition roadmap: units, markets, sequencing
  • Written summary of findings delivered after the session
  • Q&A on market selection, property types, and financing
02Portfolio Blueprint

Your complete investment roadmap — a professional PDF deliverable built around your specific numbers, capital, and timeline. The document your lender, agent, and CPA can work from.

  • Full income gap analysis with monthly & annual projections
  • Acquisition roadmap: exact units, price points, and sequencing
  • Capital requirements: down payments, reserves, closing costs, rehab
  • Market recommendation with written rationale
  • Target property profile: type, size, location, cash flow minimums
  • Partner & vendor directory: agents, lenders, inspectors, insurance
  • Operating system overview: rent collection, maintenance, bookkeeping
03Done-With-You

Everything in the Portfolio Blueprint, plus 3–6 months of active advisory support alongside you through the acquisition process. We evaluate deals, coordinate vendors, and keep you accountable to the timeline.

  • Everything included in Tier 02 — Portfolio Blueprint
  • Bi-weekly check-in calls throughout the engagement
  • Active deal pipeline review — evaluate properties as you find them
  • Offer strategy guidance for PA and NJ properties
  • Vendor coordination: introductions to agents, lenders, inspectors
  • Milestone accountability: capital deployment, offer submissions
  • Direct email access throughout the engagement
04Full Setup

Complete advisory from acquisition through operational rental property — including full operating system buildout, tenant management setup, and a 30-day post-close check-in.

  • Everything included in Tier 03 — Done-With-You
  • Lease agreement setup and review (state-specific)
  • Rent collection system configuration (TurboTenant or RentRedi)
  • Maintenance request workflow and vendor contact sheet
  • Property management company vetting and onboarding
  • Bookkeeping tracker setup: income, expenses, cash flow monitoring
  • Move-in/move-out checklists, tenant templates, 30-day post-close call
★Monthly Advisory Retainer

Ongoing expert access as your portfolio grows. Month-to-month with 30-day cancellation. Available to clients who have completed an initial engagement.

  • Monthly strategy call (60 min) — portfolio review & market update
  • Cash flow vs. goal tracking and quarterly performance summary
  • Deal pipeline review — evaluate new acquisition opportunities
  • Priority email access between scheduled calls
  • Quarterly market briefings for PA, NJ, OH, and DE

Add-On Services

Available independently
or alongside any tier.

Market Analysis Report

One-page investment snapshot for a specific city or ZIP: avg. prices, rents, cap rates, vacancy, property taxes, and landlord-friendliness. Updated quarterly.

Deal Review

Buy/pass analysis on a specific property: price-to-rent, estimated cash flow, cap rate, condition flags, and market comps. Delivered in 48–72 hours.

Hourly Consultation

On-demand advisory for questions, strategy sessions, or out-of-scope work. Research billed at $125/hour. Pre-approval required before commencement.

On Pricing: Engagement pricing is not listed here intentionally. Every client situation is different — your capital, timeline, markets, and goals determine what the right engagement looks like. Entry-level options are available across all tiers. Pricing is discussed and confirmed in a written proposal following your discovery call.
Covenant Consulting, LLC holds active real estate licenses in Pennsylvania (Lic. #RS316570) and New Jersey (Lic. #1751576). Ohio and Delaware services are strictly advisory and analytical — no brokerage activity is performed in unlicensed states. All fees confirmed in a written proposal prior to engagement. A 50% non-refundable deposit is required to begin.

Get Started

Not sure which
tier is right?

Start with a discovery call. We'll review your capital, goals, and timeline and recommend the right tier — no pressure, no obligation.

Book a Discovery Call → View Project Advisory